RC Auto, there is a way to save even in the event of an accident: all the details

There is a way to save with RC Auto even in the event of an accident. So let’s find out all the details and how it will be possible to do it.

Saving money with car insurance is quite difficult especially in the event of an accident. There are several risks for those who have a bonus and malus clause. So let’s find out all the details and how to do it.

All the details on how to save with insurance (via WebSource)

For all Italians, it is difficult to save on car insurance, especially in some cases. Indeed, especially for those who have an RCA with a bonus and malus clause for example, in the event of an accident, they risk seeing their lot splash during a change of class. In these cases, for those who commit a faulty accident, there is a two-class increase, a jump which is also quite expensive.

Thus in the event of an accident, a premium difference of more than 300 euros can be triggered. To avoid this price spike, however, there is a method. In practice, we speak of a mechanism known as reimbursement of the claim. With this method, the insured has the right to reimburse, through the intermediary of the Consap, the claims falling within the framework of the direct compensation procedure.

There are therefore two types of redeemable accidents: accidents between two vehicles occurring from February 1, 2007, the date on which direct compensation was initiated; settled and fully accounted claims for which no other element of damage is pending. If you find yourself in this case, it is always possible to contact the insurance company to find out about the policies adopted and to have all the information necessary to take the necessary steps.

TPL, how to save: reimbursement of the accident with the Consap

How to save with car insurance (via Ansa Foto)

There is a method of reimbursing the debt with the Consap (Concessionaria Servizi Assicurativi Pubblici is an Italian joint-stock company). Indeed, in this case, the policyholder of the insurance policy of the responsible vehicle, if he deems it appropriate to reimburse the accident, can pay the corresponding amount directly to the clearinghouse by bank transfer. With this method it will also be possible to activate the PagoPa mode. In all cases, it is the Consap that will issue the proof of payment and with it the insured can go to his insurer to request the reclassification of the contract.

In this case, therefore, we will not have strict rules, but it is good to remember a key indication. Indeed, it is possible to delegate the practice because it is allowed to go to an intermediary, but each request must correspond to a single Claim form To complete the reimbursement form, it is essential to have the following information: Date of sinister; Responsible plate; Injured person’s license plate; Manager’s insurance company; Injured person’s insurance company; Personal data of the responsible vehicle policyholder. Once the form is completed, it will be possible to continue by internet or by mail. Once the procedure is complete, it will therefore be possible to access reimbursement.